 Tighter
Lending Policies Improve Cash Flow Houses - Can anyone see the forest through
the trees? Does anyone in Washington really understand what drives
the housing industry? Try credit availability.
When credit is available in the way of mortgages, the housing market improves.
It’s that simple. Contrarily, when it’s not available, the market
contracts and prices remain stagnant, and even worse decline. For
many people, they will read headlines like this one in the Wall Street
Journal on June 25, 2011 and think that the U.S. economy is terrible. The
headline read, “Tighter Lending Crimps Housing.” And you know what?
They are right. The U.S. economy is terrible as well as the economy
in Europe and other parts of the world. But the idea that tighter lending
policies will continue to negatively impact the housing market is absolutely
accurate – for marginal buyers that require institutional financing. Let
me tell you right now that this is a good thing and it’s especially a good
thing for house buyers like myself. First of all, where is it written that
everyone is entitled to own a house? Certainly, most Americans would
like to own a home but it is not their God given right to ownership.
Part of my philosophy can be summed up with these words, “Entitlement equals
socialism”. Let’s face it folks, the social policies that steal a
productive member of society’s earnings and gives them to the non-productive
is hogwash. - Tighter
Lending Policies Improve Cash Flow Houses |
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Living
Overseas ~ International Real Estate ~ Asset Protection
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 The
time to buy real estate and stocks is ideally at the bottom of the market.
That’s how you make your money. But stocks are too volatile and subject
to many things beyond our control. Just look what happened in the last
few weeks as our nation’s politicians wrangled over the debt ceiling. And
how about gold? Gold simply preserves your buying power. It doesn’t produce
a dividend in the form of rent and it’s at an all time high right now.
Sorry folks, the gold bandwagon has been around for as long as I’ve been
investing in real estate (over thirty years), and I’m still not on it.
Just try negotiating for a bar of gold. It’s priced similarly wherever
you buy it unlike real estate where everything is negotiable. If you already
have significant wealth, then a reallocation of a percentage of your assets
should be in gold. If you are still working for a living and attempting
to amass wealth, then you should consider assets that produce monthly residual
income with growth.- Now
is the Best Time to Buy Houses |
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 The
global economy is exactly that: Global! Other industrious nations
are eating our lunch, taking our jobs, buying our bonds and now they are
even buying our real estate. Thank God they
are buying the real estate as it will restore the housing market more quickly
as the supply of houses is absorbed. As for our treasury bonds, the
U.S. will continue to print more money and buy our own bonds if others
don’t, further diluting the value of the dollar. This induces foreign
investors to swoop in and buy our defaulting businesses and real estate.
Is that bad? Certainly not for the investors, but as for the United
States, this is a wake-up call. The bell has rung and someone has
to listen and stop this funny money printing machine. The day of reckoning
is here for U.S. citizens and it’s never been more important for Americans
to educate themselves, and create value for themselves and their business..
There
are no Islands Anymore |
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 Visit
the house – Unquestionably, this is the smartest thing you can do to protect
yourself. It’s not always possible, I know
as I bought a house last week I had never seen. But I knew the neighborhood,
and had a reliable person I have done business with go and inspect it.
Last month, an investor flew over 5,000 miles before he bought a house.
Others have flown in from all over the United States. There is no
better way to get “the feel” for a property than by looking at it with
your own two eyes. Don’t rely on pictures, as they can be deceiving.
If you simply can’t or don’t want the hassle of investigating a property
for yourself, than at the very least watch a video of the house and the
neighborhood. Then, consider the other items on this list.. 7
Ways to Avoid a Bad Real Estate Purchase |
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 How
to Deal with Bad Tenants? Shoot them! Just kidding… but there are
a lot of landlords I know that would say that.
Tenants can drive you crazy but their rent money for landlords is analogous
to blood for vampires. Take away the tenants (rent) and every well intended
landlord will go to landlord hell. That is the place where the landlord
goes when he can’t make ends meet. If you are in this business, you
know what I mean. Without the rent you are doomed, because you can
never get it back. Every month the rent doesn’t come in is like a
loud bell that clangs louder and louder each month. As a property manager
that manages hundreds of houses at one time I know first-hand how important
good tenant selection is and the expectations of the owners I serve. -
How
to Deal with Bad Tenants |
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 The
best guestimate is that real estate values will drop significantly in ten
specific markets over the next year and I think a few other areas of the
country are extremely vulnerable. This doesn’t
mean the entire USA is in the toilet, but if you’re not careful, your investment
dollars could be. With all the information available with a click of a
mouse, it is imperative that you interpret the information and look at
it through your common sense filter. Never accept someone else’s
opinion as a fact, including mine. I read and review a lot of information
and assimilate all that I see and read and then make decisions to move
forward. More importantly, I am in the streets talking and walking
with other landlords, property managers, tenants, wholesalers, attorneys,
bankers and others. By observing different perspectives and actually
discussing topics that affect the people around me, am I able to derive
m own conclusions. - 10
USA Housing Markets That Will Collapse This Year |
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 People
like to believe that even though they don’t have enough money, everything
will be fine. Maybe they made bad investments. Maybe
they were counting on extra earnings that never showed up. Whatever the
case, a great number of people are living off Social Security right now
and you don’t want to be one of them… because what they are getting relative
to the cost of living is much better than what people in the coming decade
and beyond will get. Social Security will be something; but it sure isn’t
a leg to bet your future on. It should be considered ‘extra’ money only.
You must strive to not need a penny of it if you want to still be sleeping
well in the future. If this isn’t how you feel about Social Security right
now, please, study it more. Facing bad news before it hits gives you some
time to plan and adjust. Hoping against all odds (and data) isn’t fun.
Social Security will be ‘something’ … but it isn’t the something we have
been told it’ll be. - Three-Legged
Stool My Ass |
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 It’s
no secret that the federal government manipulates statistics or only discloses
partial information without giving the true picture.
In fact, they regulate our financial markets to avoid bumps and bruises
as best they can. It doesn’t always work out the way they hoped and often
we have unintended consequences. In the past we’ve all witnessed this with
unemployment statistics and job creation statistics. A year ago, we had
the first time home buyer credit of up to $8000. That artificially stimulated
the housing market right up until it ended. Since it ended, it’s been discovered
there was a lot of fraud. Now HUD (Housing and Urban Development) has gotten
into the act to manipulate the real estate market. HUD houses are for sale
all over the country. The process to buy a HUD house is through online
bidding. When a house first comes on the market, buyers that intend to
live in the house have the first fifteen days to bid. After that time,
investors can bid. - Housing
and Urban Development Manipulates Real Estate Market |
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 If
you’ve been sitting on the sidelines, hoarding your money and being swayed
by the media (like an oyster in the sea), then you are going to miss the
greatest opportunity to buy cash flow houses in your lifetime.
You may have failed buying property in the past. Every entrepreneur fails
at some point, while incubating ideas to create business. In marketing,
businesses continually test ad campaigns, direct mail, telemarketing and
more. Not everything works so we all keep testing. That doesn’t mean someone
failed. It just means you found another way not to do something,
therefore eliminate it and try something different. Thank God Thomas Edison
didn’t quit. You see folks, it’s never how far you fall, it’s always
how far you bounce. I’ve met with lots of real estate investors and I really
can’t think of any that didn’t “take a hit” after 2006. Did they quit?
You bet, some did, and they’re serving drinks at the restaurant I’m at
right now. - Steve
Jobs was a Loser ? |
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Living
Overseas ~ International Real Estate ~ Asset Protection
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 Live
On A Lake - Lakeside Living Worldwide - Real Estate & Lifestyle.
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For centuries, movie stars, European aristocracy and Swiss financiers alike
have carved out hidden paradises in Lake Como, making this lake one of
the most popular tourist destinations in all of Italy; recent archeological
finds have even determined that Roman nobles often visited Lake Como. Also
see Living In Bariloche, in the lake district of Argentina. - Live
On A Lake - International Retirement Havens. Nine Lakes worldwide. |
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 Live
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our family’s move to South America, is a kind of “how to” book for people
thinking about moving to San Carlos de Bariloche, Queen City of Patagonia,
Capitol of The Argentine Lakes District. |
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 Offshore
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has been on our website for almost a decade and in that decade we have
heard nothing but positive reports about their service. Founded in 1998
Thales Securities is a leading investment brokerage based in the Republic
of Panama. |
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- Escape
From America Magazine, the Expat Magazine for those who want to move overseas,
and those who have. - It's the international lifestyle magazine that provides
real information on what it takes to live abroad, including articles on
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